For loan brokerage & DSA businesses
Every lead, bank login & payout in one screen.
Custom software for loan brokerage businesses: leads from your channel partners, documents for every application, logins with multiple banks, sanction and disbursal tracking, and payouts from banks and to partners.
What goes wrong today
Four places loan files get stuck, and what replaces them.
Partner leads, piles of documents, sanction and disbursal figures, and month-end payouts. Pick one to see the difference.
Today
With Faxtor
Modules included
One application, from lead to payout.
Follow a ₹2 crore cash credit application for Kaveri Textiles through each module. Pick one, or let it play.
Module 1 of 6
Leads & partners
Leads from channel partners, your website and direct calls land in one list. Each is tagged to the partner who referred it, with an owner and a follow-up date.
- Partner tagging
- Every lead linked to its referrer
- Owner and follow-up
- Nothing waits without a name on it
- Every loan head
- Cash credit, term loan, LAP and more
- Import from Excel
- Bring your existing leads with you
You always know which partner brought in which business.
| Borrower | Loan | Source | Owner |
|---|---|---|---|
| Kaveri Textiles Pvt Ltd | Cash credit · ₹2.00 Cr | Mehta Associates | Priya |
| Shree Balaji Traders | Term loan · ₹85 L | FinEdge Partners | Karan |
| Orbit Pharma LLP | LAP · ₹1.40 Cr | Website | Anil |
| Nimbus Logistics | Machinery · ₹60 L | Direct call | Priya |
| Sunrise Agro Foods | Working capital · ₹3.20 Cr | Mehta Associates | Karan |
Document management
Every document, for every application, in one place.
A business loan file carries dozens of documents across KYC, financials and collateral. Each one is stored against its application, with its status, version and the banks it went to.
- A checklist for each loan type and borrower profile
- Version history, so the latest file is always clear
- A record of which documents went to which bank
- Alerts before valuations and statements expire
Kaveri Textiles Pvt LtdCash credit · ₹2.00 Cr · application FX-2041
| Document | Ver. | Uploaded | Shared with | Status |
|---|---|---|---|---|
| Company PANKYC | v1 | Priya · 12 Sep | 3 banks | Verified |
| GST certificateKYC | v1 | Priya · 12 Sep | 3 banks | Verified |
| Directors’ KYCKYC | v1 | Priya · 12 Sep | 3 banks | Verified |
| Address proofKYC | v1 | Priya · 12 Sep | 3 banks | Verified |
10 of 12 collected · 1 expiring soon
Sanction & disbursal
See what is sanctioned, disbursed and still pending.
Try it. Pick a bank to see its sanctions and disbursals. Part disbursals are tracked, so the pending amount is always right.
- Applications8
- Sanctioned₹15.45 Cr
- Disbursed₹7.65 Cr
- Yet to disburse₹7.80 Cr
| Application | Bank | Sanctioned | Disbursed | Pending | Progress | Status |
|---|---|---|---|---|---|---|
| Kaveri Textiles Pvt LtdCash credit | Northstar Bank | ₹1.80 Cr | ₹1.20 Cr | ₹60 L | Part disbursed | |
| Shree Balaji TradersTerm loan | Unity Bank | ₹85 L | ₹85 L | Nil | Fully disbursed | |
| Orbit Pharma LLPLoan against property | Coastal Finance | ₹1.40 Cr | — | ₹1.40 Cr | Sanctioned | |
| Nimbus LogisticsMachinery loan | Prime Capital | ₹60 L | ₹60 L | Nil | Fully disbursed | |
| Sunrise Agro FoodsWorking capital | Northstar Bank | ₹3.00 Cr | ₹1.50 Cr | ₹1.50 Cr | Part disbursed | |
| Aarav ConstructionsProject loan | Unity Bank | ₹4.20 Cr | ₹1.00 Cr | ₹3.20 Cr | Part disbursed | |
| Meridian HotelsTerm loan | Coastal Finance | ₹2.50 Cr | ₹2.50 Cr | Nil | Fully disbursed | |
| Vega ExportsPacking credit | Prime Capital | ₹1.10 Cr | — | ₹1.10 Cr | Sanctioned |
Payouts & commissions
Payouts from banks. Commissions to partners. Both tracked.
Every disbursal works out the payout due from the bank and the commission owed to the channel partner who referred it. Pick one to see the split.
Set a payout rate for each bank and loan type, and a commission rate for each partner. The figures are worked out on every disbursal.
Kaveri Textiles · disbursal 1Disbursed 14 Oct
DisbursedNorthstar Bank₹1,20,00,000
Bank payout0.60% from Northstar BankReceived 2 Nov+ ₹72,000
Partner commission0.25% to Mehta AssociatesPaid 5 Nov− ₹30,000
Your net₹42,000
Partner ledger · October
| Partner | Files | Disbursed | Rate | Earned | Paid | Due |
|---|---|---|---|---|---|---|
| Mehta Associates | 12 | ₹9.40 Cr | 0.25% | ₹2.35 L | ₹1.90 L | ₹45,000 |
| FinEdge Partners | 9 | ₹6.10 Cr | 0.25% | ₹1.53 L | ₹1.53 L | Nil |
| Rao & Co. | 5 | ₹3.20 Cr | 0.30% | ₹96,000 | ₹60,000 | ₹36,000 |
| SK Finserv | 4 | ₹2.10 Cr | 0.25% | ₹52,500 | — | ₹52,500 |
Client story
How VPinnacle Loans runs every loan file on Faxtor
VPCase studyVPinnacle Loans
VPinnacle Loans runs its business on a platform Faxtor built: leads captured from every source, applications logged with different banks under each loan head, bank queries and PDs recorded, and sanction and disbursal tracked for every application, end to end.
What we built
- Lead capture from every source
- Loans under different heads
- Bank login across lenders
- Bank queries and PD
- Sanction tracking
- Disbursal tracking
Who it’s for
Set up for how your loan business works
Loan brokers & DSAs
Working with several banks and NBFCs across loan types.
- Logins with many banks
- Document management
- Sanction and disbursal tracking
- Bank payout tracking
Loan aggregators
Running a network of channel partners who bring in business.
- Leads tagged by partner
- Partner commission rates
- Partner ledger and dues
- Branch and team reports
Business loan consultants
Working capital, term loans and SME finance for business owners.
- Financials and GST documents
- Bank queries and PD
- Part disbursals
- Renewals and enhancements
Home loan & LAP advisors
Property-backed loans with heavy documentation.
- Property and collateral documents
- Valuation expiry alerts
- Tranche-wise disbursal
- Sanction validity alerts
Common questions
Questions loan brokers ask us
Is this for our team or for borrowers?
For your team. Faxtor is built for the loan brokerage business itself: your staff, your branches and, if you choose, your channel partners.
Can one application be logged with several banks?
Yes. Each login has its own branch, bank reference number, owner, queries, PD, sanction and disbursals.
How are documents managed?
Every document is stored against its application in folders such as KYC, financials and collateral, with versions, upload history and a record of which bank it was shared with.
Can we track part disbursals?
Yes. Add each disbursal as it happens. Sanctioned, disbursed and pending amounts update for the application, the bank and your totals.
Can we track bank payouts and partner commissions?
Yes. Set payout rates for each bank and commission rates for each partner. Every disbursal works out both, and you mark them received or paid.
Can our channel partners log in?
If you want them to. Partners can refer new business and see the status and commission for every lead they sent, and nothing else.
Can we record bank queries and PD visits?
Yes. Queries are logged against the bank login with their replies, and personal discussions are scheduled with date, place and bank officer.
How long does it take to go live?
It depends on the modules you choose. After the demo we give you a clear timeline for your business.
What will it cost?
It depends on the modules and the size of your team. After the demo we share a clear scope and a quote, with no obligation.
Services we would use
The services behind a system like this.
ERP Software
Manage your operations, inventory, purchases, staff and reporting in one system.
CRM Software
Keep track of leads, follow-ups, sales and customer relationships in one place.
Mobile App Development
Android and iOS apps for your customers or field teams, built from one codebase.
Custom Web Applications
Solutions built around your workflow, when off-the-shelf tools don’t fit.
Business Automation
Automate repetitive tasks and reduce manual work across your processes.
WhatsApp Automation
Send updates, reminders and alerts directly on WhatsApp.
Let’s get started
Have a business challenge in mind?
Tell us what you want to improve, simplify or build. Let’s explore the right solution for your business.
- Book free 30 minconsultation call
- Understandyour business
- Explorethe right solution