Disbursement Engine
Bridge the 'Last Mile' with instant, reliable fund transfers. Eliminate manual bank uploads and automate the final step of the customer journey.
Absolute Reliability.
Disbursement is the moment of truth. Our hub provides the technical infrastructure and governance required to ensure that funds reach the right destination, safely and instantly.
Automated Reconciliation
Never manually tally bank statements again. Our engine automatically reconciles every disbursement with bank settlement files.
2-Factor Approval Flow
Security is non-negotiable. Implement strict maker-checker protocols with multi-factor authentication for high-value payouts.
Failure Management
Smart retry logic for transient bank failures and instant alerts for permanent rejections with automated customer notifications.
"Switching to Faxtor's automated disbursement reduced our 'Processing-to-Payout' lag from 4 hours to 4 seconds, directly improving our borrower NPS."
Instant Fund Transfer
Trigger real-time loan disbursements via IMPS, NEFT, and RTGS with direct bank API integrations.
Digital E-Sign & Agreement
Automate the execution of legally binding loan agreements using Aadhaar-based e-Sign services.
Payment Gateway Payouts
Disburse funds directly to digital wallets or cards using modern payout APIs like Razorpay or Cashfree.
Disbursement Audit Logs
Maintain a legally compliant audit trail of every transaction, including UTR numbers and confirmation timestamps.
